Affordable Financing Options
Hurricane protection should not be out of reach. Florida Impact Windows & Doors offers $0 down financing, 0% interest plans, PACE financing, FPL rebates, and insurance discount assistance so you can protect your home now and pay over time.
Choose the Plan That Fits Your Budget
We offer multiple financing paths so every South Florida homeowner can afford impact window and door protection.
0% Interest Financing
12 - 18 Months
Qualify for zero percent interest financing over 12 to 18 months with approved credit. Pay for your impact windows over time without paying a single dollar in interest charges.
- No interest charges
- Fixed monthly payments
- 12 or 18 month terms
- Quick online application
Low-Rate Extended Financing
Up to 15 Years
Spread your investment over longer terms with competitive fixed interest rates. Ideal for whole-home projects where you want to keep your monthly payments as low as possible.
- Rates from 4.99% APR
- Terms up to 15 years
- Payments as low as $89/mo
- No prepayment penalties
PACE Financing
Property Assessed
Property Assessed Clean Energy financing allows you to finance impact windows through your property tax bill. No credit score requirement and the assessment transfers if you sell the home.
- No credit score needed
- 100% financing available
- Repay via property taxes
- Transfers with property sale
$0 Down Same-As-Cash
6 Months
Start your project with absolutely nothing out of pocket. Take advantage of our six-month same-as-cash offer. Pay the balance in full within six months and pay zero interest or financing charges.
- $0 down payment required
- Zero cost if paid in 6 months
- No early payoff penalty
- Available on all projects
How Financing Works
Getting approved for impact window financing is fast, easy, and straightforward. Here is how it works in four simple steps.
Get Your Free Estimate
Schedule a free in-home consultation. We will measure your openings, discuss product options, and provide a detailed written proposal with transparent pricing.
Choose Your Financing Plan
Review available financing options with your project consultant. We will help you find the plan that best fits your monthly budget and long-term financial goals.
Quick Application & Approval
Complete a simple online financing application in under five minutes. Most applicants receive an instant decision, so you can move forward with confidence right away.
Project Begins with $0 Down
Once approved, your project kicks off immediately with no money out of pocket. We handle permitting, scheduling, and installation while you enjoy predictable monthly payments.
FPL Rebates, Insurance Discounts & Tax Credits
Impact windows pay for themselves through multiple savings programs. Here is how you can reduce your net cost even further.
FPL Rebates
Up to $1,500Florida Power & Light offers rebates for qualifying energy-efficient impact windows. Depending on the number of windows and their energy rating, homeowners may receive rebates that reduce the upfront cost of their project. Our team will help you determine eligibility and handle the paperwork.
Hurricane Insurance Discounts
Up to 45% off premiumsImpact windows can reduce your hurricane insurance premiums by up to 45%. Many South Florida homeowners find that their annual insurance savings partially or fully offset their monthly financing payment, making impact windows essentially free in the long run.
ENERGY STAR Tax Credits
Up to $600/yearQualifying impact windows may be eligible for federal energy efficiency tax credits under the Inflation Reduction Act. This can provide additional savings of up to $600 per year on qualifying products, further reducing the net cost of your project.
Property Value Increase
85%+ ROIImpact windows are one of the highest-ROI home improvements in Florida. On average, homeowners recoup 85% or more of their investment in added resale value. Your financed investment starts adding tangible property value from day one.
What Does It Cost Per Month?
The monthly cost of impact windows depends on your project size, the products you choose, and your financing term. Here are some typical examples to give you a realistic picture.
5 Windows
With 15-year extended financing
10 Windows
With 15-year extended financing
Whole Home (15-20 openings)
With 15-year extended financing
Whole Home + Doors
With 15-year extended financing
* Payment examples are estimates based on typical project sizes and approved credit. Actual payments may vary. Contact us for a personalized quote.
Financing FAQ
Answers to the most common questions about our financing and payment options.
What credit score do I need to qualify for financing?
For our 0% interest and low-rate extended financing options, a credit score of 600 or higher is typically required. However, our PACE financing option has no credit score requirement at all, making it accessible to virtually every homeowner in South Florida.
Is there really $0 down on financing?
Yes. With approved credit, you can start your impact window or door project with absolutely nothing out of pocket. Your first payment is not due until 30 days after project completion, giving you time to enjoy your new windows before your payment schedule begins.
Can I pay off my financing early without penalties?
Absolutely. All of our financing options come with no prepayment penalties. You can make extra payments or pay off the entire balance at any time without incurring additional fees. Paying early on our low-rate plans saves you money on interest.
How long does the financing approval process take?
Most applicants receive an instant decision within seconds of completing the online application. In some cases, additional documentation may be requested, but even those situations are typically resolved within 24 to 48 hours.
Does PACE financing affect my mortgage?
PACE financing is repaid through your property tax bill and is secured by the property rather than your personal credit. It is important to note that some mortgage lenders may have policies regarding PACE assessments. We recommend discussing PACE with your mortgage provider before proceeding.
Can I combine financing with FPL rebates and insurance discounts?
Yes. Our financing options can be combined with all available rebates, tax credits, and insurance discounts. Many homeowners find that when they factor in insurance savings, FPL rebates, and energy cost reductions, their net monthly cost for impact windows is very manageable.
Protect Your Home Today, Pay Over Time
Do not wait for the next hurricane to wish you had impact windows. With $0 down financing, FPL rebates, and insurance discounts, there is no reason to delay. Get your free estimate today.